Pricing breakdown
Base MDR3.00%
Industry risk+0.10%
Geography risk+0.25%
Processing history-0.20%
Transaction profile+0.20%
Website readiness+0.10%
Positive adjustments-0.10%
Indicative MDR3.35%
Main pricing drivers
- Geography risk+0.25%
- Transaction profile+0.20%
- Industry risk+0.10%
Positive factors
- ✓Refund ratio below 5%
- ✓3DS enabled
Underwriting readiness
100/100Strong application
Recommended next step
Submit your underwriting file with corporate documents (incorporation, UBO register), 3–6 months of processing statements, website terms, privacy, refund and billing policies.
This calculator provides an indicative pricing estimate only. Final MDR, reserve, settlement cadence, approval status, and limits are subject to underwriting, acquiring bank approval, compliance review, card-network rules, and merchant documentation. The Payments House LLC does not support illegal activity, sanctions evasion, transaction laundering, hidden merchant activity, misclassified MCCs, disguised billing, or misrepresentation.