Adult entertainment

Discreet acquiring for adult brands.

Subscriptions, tokens and live-cam billing — under MCC 5967 with the discretion the category requires.

Overview

Built specifically for Adult.

Subscription platforms, creator marketplaces and live-cam networks. We acquire under the correct MCC, provide age-verified checkouts, and route flow to keep both Visa and Mastercard satisfied.

What's included

  • MCC 5967 dedicated MIDs
  • Age verification (Yoti, Veriff)
  • Creator payout rails
  • Token & coin billing engines
  • Cascading subscription retries
  • VIRP-compliant monitoring

Underwriting documents

  • Certificate of incorporation & shareholding structure
  • Government-issued ID for all UBOs (≥ 25%)
  • Proof of address (last 3 months) for all UBOs
  • Processing statements (last 6 months, if applicable)
  • Bank statements (last 3 months)
  • Website with full T&Cs, privacy and refund policy
  • §2257 records statement
  • Content moderation policy
  • Age verification provider contract

A closer look

How acquiring works for Adult.

The post-2021 reality

Following the 2021 Visa/Mastercard policy tightening around adult content, only operators with documented age verification, takedown processes and content-moderation logging are eligible for direct card acquiring. We help merchants meet — and document — every one of those requirements before underwriting begins.

Subscription mechanics

Adult subscription billing rewards smart retries and punishes naïve dunning. Our retry engine is BIN-aware, time-zone-aware, and respects soft-decline reason codes; we typically recover 22–28% of failed renewals without merchant intervention.

Creator payouts

Mass payouts to creators across the globe via SEPA, wire, Wise rails, Visa Direct and stablecoin, with per-creator tax document handling and 1099-K / DAC7 reporting where applicable.

Banking partners

European specialist acquirers and a small number of offshore banks willing to underwrite Visa/Mastercard-eligible adult content.

Regulatory backdrop

18 USC §2257, EU DSA, UK Online Safety Act 2023 age-assurance requirements, Visa Integrity Risk Program (VIRP) and Mastercard adult-content policy.

From application to first transaction

A predictable timeline, communicated weekly.

Day 0

Application

Submit your application via our secure portal. A named risk officer is assigned within four working hours.

Day 1–3

Documentary review

We pre-screen your documents, surface gaps early and request only what's missing — no document fishing expeditions.

Day 3–10

Underwriting

Our risk committee reviews your file: corporate, financial, compliance and operational. Pricing is calibrated to the evidence.

Day 10–18

Bank placement

We negotiate placement with acquiring partners best matched to your geography, vertical and volume. MIDs are provisioned in parallel.

Day 18+

Integration & go-live

Sandbox keys on day one of placement. A dedicated integration engineer pairs with your team until first live transaction.

Portfolio KPIs

What our merchants see in their first ninety days.

+18%
Average approval uplift

vs. prior processor, first 90 days

0.42%
Chargeback ratio under management

blended across portfolio

99.97%
Settlement reliability

files delivered on schedule

100%
Refund automation

merchant-initiated, T+0 in dashboard

Questions specific to Adult

Frequently asked.

Will Visa really let me accept cards?

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Yes, provided your platform meets VIRP requirements: documented age verification, content provenance, complainant takedown SLAs and a public abuse policy.

What age-verification providers do you accept?

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Yoti, Veriff, Onfido, Persona, AU10TIX and others — provided they certify against the relevant ISO 27001 control set.

Can I process tokens / coins?

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Yes. We support coin-based billing engines including dynamic top-up, pause/resume and minimum-balance triggers.

Ready when you are

Begin a private conversation with our underwriting team.